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| Selling Your House Yourself |
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You could decide to sell the house yourself -- without
an agent. After all, who knows more about the house than
you do? But how many houses have you bought and sold in
your lifetime? You haven't had to solve even a fraction
of the typical problems that always seem to pop up --
right before closing.
Do you really want to risk having a potential
buyer slip through your fingers, just because
you're not used to dealing with (and solving) every
little detail of a real estate deal? This is where we
come in. We specialize in solving problems...
especially the kind you find when you're dealing
with a complex sale. |
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| Remember, buying a house is a big decision for most
people, and it's easy for them to get "spooked." At
the first sign of complication or small problem
(such as a lien, a necessary repair, or one of
the other typical closing glitches). Then you have
to start all over again from square one -- it's a
frustrating experience. |
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| Selling your own home has plenty of other drawbacks,
too. You may have to tolerate dozens of total strangers
entering home, poking through your drawers and closets.
And with some of the nuts walking the streets today,
that's a scary thought. How many of them are just
"casing you out" for a late-night visit when your
not home? Perhaps the worst part of it is that they
all silently pass judgment on you, your lifestyle,
the way you keep house, and every other aspect of
your life. Perhaps some of them aren't even seriously
considering buying your house. You've probably been
through enough of that, haven't you? |
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| Boy, selling a house is a time consuming, expensive,
and complicated process. That's why Realtors make
thousands (sometimes tens of thousands) of dollars on a single sale. |
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WE BUY HOUSES FAST! |
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| If your property qualifies (and we believe it will), we guarantee
to give you a written offer within 48 hours after we see it.
We'll explain everything to you in plain, everyday English and
in terms you can understand. We will be 100% direct and honest
with you from start to finish. |
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| If we come to an agreement, we can pay all cash with no
contingencies and close in days. We'll handle all paperwork
and make all of the arrangements so you can get on with your
life! We don't know your particular reasons for selling, but
we do know how to get your house closed as quickly and
professionally as possible. Also, since we work with
private funds, we can usually do so in as short a time as 2 or 3 days. |
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| Can we really buy your house this quickly and easily? In
most cases it's quite likely we can. A lot depends on you.
If you want to get above market price for your house, don't
bother contacting us. We're professionals and do this for a
living and we do expect a fair profit for our services.
Rest assured we're not out to steal your house either.
We'll pay a fair price for your house and solve your problems quickly. |
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Please call: 1-800-646-SELL(7355) or email us at
sell@usellasis.com |
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| Frequently Asked Questions |
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| Below are some frequently asked questions that we have encountered over the years. Please click on the question that interests you to find an answer. If you have a question that does not appear below or has not been answered on any other page, you may email us at sell@usellasis.com. We will promptly provide the most efficient and thorough answer possible. We want you to understand your options. We are here to work WITH you. |
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| What is your fee? |
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| We do not charge a commission fee, EVER! You will not pay any fees when working with our investors. |
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| If I fill out your forms, am I under any obligation? |
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| The information forms on our website are to help us assist your individual needs. . We guarantee that we will call you back and try to find a solution for you. . However, our services are optional. You are only obligated to our services if you sign a contract with one of our team members. |
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| We can make you an offer, so why don't you fill out a BUYER or SELLER form to see what we can do. You can't say no to an offer never made! |
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| How do you work, What is your process? |
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| Our process is quick and easy. First, you must fill out an information form according to what you need (SELL, BUY, or LEASE) Once you submit that form, one of our qualified team members will assess your needs and contact you within 2-3 business days. You will then be informed of what options are available through our company. If the terms are agreeable, uSellAsIs.com will make an offer on your house. You can then accept or decline that offer. In some cases, your needs may be better served outside our company. In those cases, we will refer you to someone who can better serve you. |
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| Check out our ABOUT US page for further details on your options and how we can help you. |
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| Do you only buy houses? Or do you also purchase multi-family homes, condos, etc.? |
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| We will consider all types of properties. If the situation makes sense, we will consider buying townhouses, condos, duplexes, land or other buildings that have deeded land attached such as manufactured homes or mobile homes. We work with many other local groups and investors, so we have contacts and resources that you may not have access to as an individual. We would certainly welcome all inquiries. |
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| How do you determine the offer amount you are willing to make? |
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| Every situation is unique. Therefore, so is the process by which our team members assess your situation and determine what we are willing to offer for your home. Some things we consider are the condition of the home, the cost of repairs that are needed, the market around your home, and the urgency of your financial need. We do have many options available; it is your choice how we help you. Fill out our information form for SELLERS so we can get started today! |
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Glossary of Foreclosure Terms
Banks will often shower you with confusing terms and legal language. It's important that you be an informed consumer. below is a list of commonly used terms that you should be familiar with when dealing with your lender and/lawyer. Of course, you could always hire HomeAssure.com to represent you and help save your home. We deal with these same lenders on a daily basis and know how to get the job done.
Acceleration Clause
A provision that allows the lender to demand the entire balance of the mortgage loan when the borrower fails to make some installment payments.
Affidavit
A written statement, usually given while under oath or in the presence of a notary.
Annual Percentage Rate (APR). The annual interest rate covering the interest and other costs. The Truth in Lending Act requires announcement of APR by lenders.
Appraisal
The process by which a licensed person gives an estimate of property value.
Appreciation
The difference between the increased value of the property and the original value.
Assignment
The transfer of property to be held in trust or to be used for the benefit of the creditors (lenders).
Balloon Payment
Large installment payment required at the end of the term of the mortgage note to pay off the entire mortgage balance.
Bid
The amount for a foreclosed property for sale at auction.
Certificate of Sale
A document issued to the winning bidder at a foreclosure sale stating their rights to the property once the borrowers redemption period has expired.
Clear Title
A title that is not burdened with defects.
Credit Bid
A bid on behalf of the lender at a foreclosure sale. The bid amount must be less than or equal to the balance of the loan in default.
Decree
A judicial decision.
Deed
A signed document that shows ownership in property and allows the transfer ownership of property from one party to another.
Deed-in-lieu of Foreclosure
A voluntary transfer of title by the borrower to the mortgage company to avoid foreclosure action.
Deed of Trust
An instrument signed by a borrower, lender and trustee that conveys the legal title to real property as security for the repayment of a loan. The written instrument in place of mortgage in some states.
Default
A mortgage is in default when the borrower fails to make the payments as agreed to in the original promissory note.
Deficiency Judgment
A judgment against the borrower for the balance remaining after the property is sold at auction or foreclosure sale.
Encumbrance
Mortgage, lien, tax, or any restriction on the use of land.
Equitable Title
The present right to possession with the right to acquire legal title once a preceding condition has been met.
Equity
The value of real estate less the outstanding mortgages and debts pledged against the property.
Fair Market Value
The price a property would sell for on the open market.
Fee Simple
Common term used to indicate complete legal ownership of a property.
FHA
Federal Housing Administration under U.S. Department of Housing and Urban Development (HUD).
Foreclosure
The forced sale of property pledged as security for a debt that is in default.
Free & Clear
Ownership of property free of all indebtedness.
Grace Period
Period between the due and the overdue date during which no late payment penalty applies to the mortgage payment.
Hazard Insurance
Insurance against the destruction of the property.
Judicial Foreclosure
A foreclosure that is processed by a court action.
Lien
A charge upon real or personal property for the satisfaction of a debt.
Legal Description
A formal description of real property so that one can locate it by reference to government surveys or approved recorded maps.
Lender
A person who lends money for temporary use on condition of repayment with interest (i.e., the bank, mortgage company, etc.).
Lis Pendens
A recorded notice of pending lawsuit.
Mortgage
A written pledge of property that is used as security for the repayment of a loan.
Non-judicial Foreclosure
Non-judicial foreclosure is when a power of sale clause exists in a mortgage or deed of trust. A "power of sale" clause is the clause in a deed of trust or mortgage, in which the borrower pre-authorizes the sale of property to pay off the balance on a loan in the event of their default.
Notary
A public officer licensed by the state to attest to and certify the validity of signatures of others. A notary is often referred to as a notary public.
Notice of Sale
A notice giving specific information about the loan in default and the proceedings about to take place. This notice must be recorded with the county where property is located and advertised as stated in the security document or as dictated by state law.
Personal Property
Property other than real property consisting of things temporary or movable.
Posting
To publish, announce or advertise by physically attaching a notice to an object.
Postponement
Postponement means to put off to a later time. In the case of a foreclosure sale, this is generally done by announcement at the original sale or by posting notices establishing the new date and time the foreclosure sale will take place.
Refinance
Paying off one mortgage loan by obtaining a new mortgage loan.
Right of Redemption
A borrower's right to reacquire property lost due to a foreclosure. This right allows the owner to recover property lost to a foreclosure judgment, or sold after a foreclosure sale, within a certain period of time. The redemption period varies among the states.
Request for Notice
A recorded document requiring a trustee send a copy of a Notice of Default or Notice of Sale concerning a specific deed of trust in foreclosure to the person who filed the document.
Short Sale
A sale where the lender will agree to accept less than the full amount of the mortgage. This allows you to sell the house to an investor or other buyer for a good price, while the lender recovers the bulk of the amount due without having to pursue foreclosure proceedings.
Subject To
The purchase of a property with an existing lien against the title without assuming any personal liability for the liens payment.
Title
The instrument that is evidence of a person's right in real property (i.e., a deed).
Trustee
A neutral party who advertises the foreclosure property for sale and conducts the auction to sell said property to the highest bidder.
Trustee Sale (Sheriff Sale)
An auction of real property conducted by a trustee. Also known as a Sheriff's Sale.
Upset Bid
A recorded bid placed after a foreclosure sale has ended that is higher than the highest bid received at the actual foreclosure sale.
Writ
An order or mandatory process in writing issued in the name of a court or judicial officer commanding the person to whom it is directed to perform or refrain from performing a specified act. |
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